Can I Use My HSA or FSA for Orthodontic Treatment?

March 1, 2021

What is an HSA or FSA account?

Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA), often offered by your employer, allow you to set aside money for qualifying health care expenses for yourself, your spouse and eligible dependents.

Can I use my HSA or FSA for orthodontic treatment? 

In most cases, yes, you can use your HSA or FSA for eligible orthodontic treatment. Only the portion of your orthodontic payments(s) not paid by your dental insurance or any other plan may be considered an eligible expense. 

How can my HSA or FSA help save me money?

HSA and FSAs are types of savings account that let you set aside money on a pre-tax basis to pay for qualified medical expenses. By using untaxed dollars in an HSA or FSA to pay for your orthodontic treatment, you save money.

Contact your HSA or FSA provider for specific details.

Trust an AAO Orthodontist

You can work with an American Association of Orthodontists (AAO) Orthodontist to achieve a healthy, beautiful smile at any age. Orthodontists are experts in orthodontics and dentofacial orthopedics – properly aligned teeth and jaws – and possess the skills and experience to give you your best smile. Find an orthodontist near you at aaoinfo.org/locator